# Protected payments (https://dev.cosmospay.lat/docs/api/protected-payments/)

> Payments held until delivery. Create a protected payment, choose who confirms delivery and what happens at the deadline, then ship, approve, release or dispute it. The buyer pays USDC into a smart contract on Stellar, and the funds are released to your wallet on the terms you chose.

Base URL: `https://api.cosmospay.lat/cosmos-api`